EXPERTISE. SOLUTIONS. IMPACT.
Helping financial institutions navigate complexity and transform with confidence.
GERMANY
Regulatory, risk & reporting expertise for the German and European market.
Explore Germany →
SOUTH AFRICA
Risk, finance & transformation expertise for the South African market.
Explore South Africa →
Today’s Banking Landscape
Financial Institutions are Navigating Unprecedented Change.
Banking
Regulation
- CRR III
- CRD VI
- IReF & more
Risk
Management
- Credit
- Market
- Liquidity
- Climate & more
Risk, Data &
Digitalisation
- BCBS239
- Data Governance
- AI & more
Finance
Optimisation
- Capital
- Profitability
- Balance sheet & more
Technology
- Reporting Automation
- Financial Software & more
Today’s Banking Landscape
Financial Institutions are Navigating Unprecedented Change.
Banking
Regulation
- CRR III
- CRD VI
- IReF & more
Risk
Management
- Credit
- Market
- Liquidity
- Climate & more
Risk, Data &
Digitalisation
- BCBS239
- Data Governance
- AI & more
Finance
Optimisation
- Capital
- Profitability
- Balance sheet & more
Technology
- Reporting Automation
- Financial Software & more
OUR SERVICES
End-to-end support across regulation, risk & finance
From strategy to implementation, we combine deep regulatory, knowledge with technical excellence to help you comply, perform and grow.

Banking
Regulation
Navigate evolving regulations and strengthen compliance with confidence.

Financial Software Solutions
Innovative tools and platforms to optimise pricing, risk and reporting.

Managed
Services
Strengthen operations through specialist expertise, scalable support and reliable delivery.

Sustainability
Navigate ESG requirements and embed sustainability into risk, strategy and reporting.

Digitalisation
Transform finance, risk and reporting through smarter data, technology and automation.

Explore all expertise
Transform finance, risk and reporting through smarter data, technology and automation.

Banking
Regulation
Navigate evolving regulations and strengthen compliance with confidence.

Financial Software Solutions
Innovative tools and platforms to optimise pricing, risk and reporting.

Managed
Services
Strengthen operations through specialist expertise, scalable support and reliable delivery.

Sustainability
Navigate ESG requirements and embed sustainability into risk, strategy and reporting.

Digitalisation
Transform finance, risk and reporting through smarter data, technology and automation.

Explore all expertise
Transform finance, risk and reporting through smarter data, technology and automation.
Why Financial Institutions Choose Aspect Advisory
Specialist Expertise
Deep financial services knowledge.
Integrated Advisory
Regulation, Risk, Finance and Technology
Practical Delivery
Strategy Through Implementation
Trusted
Partner
Independent Advice with Measurable Outcomes

Industries We Support
Banks
Insurance
Asset
Management
FinTech
Financial Market Infrastructure
SUCCESS STORIES
Expertise applied.
Outcomes delivered.

BANKING REGULATION
Addressing the 8th MaRisk Amendment Requirements
Supporting a financial institution in assessing and addressing the new IRRBB and CSRBB requirements arising from the 8th MaRisk Amendment.
IRRBB · CSRBB · MaRisk

DIGITALISATION
Automating ECL and Pricing Tools for a DFI
Transforming manual credit-risk processes through automated ECL and pricing tools, improving efficiency, consistency and decision-making.
Credit Risk · ECL · Automation

SUSTAINABILITY
Enhancing SFDR Compliance and Article 9 Classification
Supporting the enhancement of sustainability disclosures and regulatory alignment to strengthen SFDR compliance and progress towards Article 9 classification.
SFDR · ESG · Sustainable Finance
Meet Our Experts


Stuart Thomson
Director
Specialises in:
Corporate Finance | Enterprise Risk Management | Business Strategy | M&A and Post-Merger Integration | Growth and Business Optimisation | Regulatory Readiness and Financial Sector Transformation | Cross-Border Banking and DFI Advisory


Dario Ruggiero, CFA
Director
Specialises in:
European Banking Regulation | Regulatory Reporting and BAIS | Capital, Liquidity and RWA | Credit Risk Mitigation | Clearing House Operations | German Banking and Regulatory Compliance | Reporting Process Optimisation


Chisaya Kanyama
Director
Specialises in:
Quantitative Analysis | Risk Management | Financial Modelling and Model Validation | Financial Tool Automation | Financial Planning Platforms | Data Analytics and Programming | Big Data and Cloud Solutions | Project Delivery


Pieter Pretorius, CFA
Director
Specialises in:
Quantitative Analysis | Debt and Equity Pricing | Loan Pricing and Valuation | Credit Risk Modelling | LGD and PD Calibration | Portfolio Analytics | Scenario Analysis and Stress Testing | Statistical Machine Learning
Let's Discuss Your Next Transformation Challenge
Whether you’re preparing for regulatory change, improving risk management or modernising finance and reporting, our specialists can help.



